A set of revenue and expense projections at various production or sales levels is a o modified income statement o budget expectations o flexible budget o annual budget Money loaned under and agreement that gives the lender the right under certain conditions to forego payment of part or all of the debt in return for some other asset is o long term debt o factoring o convertible debt o convertible expenses Each of the following are guaranteed by the Small Business Administration except o 7(a) program o SBA application program o Microloan program O CDC 504 loan program