A single taxpayer has a gross income of CAD 70,000 for the tax year 2022. The taxpayer has made charitable donations of CAD 5,000 and has contributed CAD 3,000 to their Registered Retirement Savings Plan (RRSP) during the year. The federal tax rate for the taxpayer's taxable income bracket is 15% on the first CAD 49,020, 20.5% on the next CAD 26,010 and 26% on the amount over CAD 75,030. The provincial tax rate is 10% on the first CAD 45,282, 12% on the next CAD 45,281, and 14.5% on the amount over CAD 90,563. Calculate the taxpayer's federal and provincial tax payable, and their after-tax income for the tax year 2022.