A small business owner visits her bank to ask for a loan. The owner states that she can repay a loan at $1,000 per month for the next 2 years and then $2,000 per month for 2 years after that. If the bank charges a 9% annual percentage rate (APR), it would be willing to lend to the business owner. A) $62,598 B) $58,480 C) $63,143 D) $59,074