A small business owner visits his bank to ask for a loan. The owner states that he can repay a loan at $1.300 per month for the next three years and then $2.300 per month for the two years after that. If the bank is charging customers 7.25 percent APR, how much would it be willing to end the business owner? $8, 265 $115, 465.55 $73, 518.60 $23, 316.19