a snake took out a loan of 40000 with an nomial annual intrest rate of 4.5 and wants to know the best options for him to pay back thus money in terms of monthly payments and intrest rate. thus means that one option could be the best for both or both are good at one of thowe things. option 1 is to deposit 10000 at the beginning and pay the rest in 36 monthly payments (find the monthly payments and the amount payed in intrest) option 2 is to pay 800 a month until the payment is done (find # of months it would take to pay it off and how much intrest was paid)