A standard cost budget variance can be caused by all of the following except a difference between the planned sales price per unit and the actual sales price per unit. a difference between the planned quantity of direct materials used and the actual quantity of direct materials used. a difference between the planned cost of direct materials and the actual cost of direct materials. a difference between the planned number of direct labor hours and the actual number of direct labor hours. You recently purchased a new car for $20,000; you made a $3,000 down payment and then agreed to pay the balance by making annual payments for 5 years. If the interest rate on your loan is 6 percent, what is the total amount of interest you will pay over the life of the loan? Use a time value of money factor with at least four decimal places and round your final answer to the nearest whole dollar