A state workers' compensation board (or workers' compensation commission) a. administers workers' compensation laws and handles appeals for denied claims or cases in which a worker feels compensation was too low. b. establishes a state-mandated percentage of capital funds to cover employees who develop on-the-job illnesses and incur injuries. c. provides workers' compensation insurance coverage to private and public employers and acts as an agent in cases involving state employees. d. requires employers to purchase workers' compensation insurance through the state insurance fund only, which applies to all states