A stock has three risk factors with loadings of $0\mathrm{.}83,1\mathrm{.}1$ and $1\mathrm{.}2.$ The first risk factor is the same as the CAPM. The other two factors have risk premia of $4\%$ and $3\mathrm{.}5\%$ p$.$a$.$ respectively. Given that the stock is believed to be fairly priced, has an expected return of $19\mathrm{.}6\%$ and the US treasury bill rate is $3\mathrm{.}15\%$ p$.$a$.,$ what is the expected return on the market for the coming year?