A stock is trading for a share price of $23.22. You expect it to pay a dividend of $1.36 exactly one year from now, and you expect future annual dividends to grow at 3.8% per year indefinitely. Under the Efficient Market Hypothesis, what is the best guess of the stock's required rate of return? Enter your answer as a decimal and show for decimal places. That is, if your answer is 12.5%, enter .1250.