A stock was trading at $20.35 at the end of year 1. It was trading at the end of year 2 at $20.68 immediately after giving a dividend of $0.20. At the end of year 3. it was trading at $20.04 immediately after giving a dividend of $0.22 . Finally, it was trading at $21.86 at the end of year 4 without giving out any dividend. What was the geometric average annual return of this stock for the three years between years 1 and 4? Group of answer choices

6.24%

9.65%

3.12%

9.36%