A stock was trading at $20.65 at the end of year 1.It was trading at the end of year 2 at $20.98 immediately after giving a dividend of $0.22.At the end of year 3. it was trading at $20.34 immediately after giving a dividend of $0.24.Finally, it was trading at $22.16 at the end of year 4 without giving out any dividend.What was the geometric average annual return of this stock for the three years between years 1 and 4?