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A store offers two payment plans. Under the installment plan, you pay 25 percent down and 25 percent of the purchase price in each of

A store offers two payment plans. Under the installment plan, you pay 25 percent down and 25 percent of the purchase price in each of the next 3 years. If you pay the entire bill immediately, you can take a 10 percent discount from the purchase price. Which is a better deal if you can borrow or lend funds at a 5 percent interest rate? (The purchase price is $100). Can someone please explain? I am using the BA ii Plus calculator

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