A structured settlement in a divorce decree significantly impacts the concerned parties, particularly in the context of alimony or child support. Highlighted by Goldberg (2023) "In a nutshell, structured settlements allow you to stretch out divorce payouts over time rather than getting one big lump sum" (para.1). Essentially, a structured settlement is a financial arrangement where the payor agrees to make periodic payments to the payee over a defined period, rather than providing a lump sum payment. This arrangement can be beneficial for both parties as it provides a predictable stream of income, offering stability and certainty. For the recipient, structured settlements can ensure a reliable source of support, helping them meet ongoing financial obligations like rent, mortgage, education, and other living expenses. This is especially important in the case of child support, where regular payments are crucial for the well-being of the children involved