a. Suppose that you deposited $3500 on January 1,2019 in a savings account paying 33/8% annual compound interest, with interest credited to the account on December 31 of each year. On January 1, 2021 you withdrew $1200. If you make no other withdrawals, what will be the balance in your account on January 1,2026? b. If instead you did not withdraw the $1200 until January 1,2026 , will you have more money in your bank account, less money in your bank account, or the same amount of money in your account? Explain why. [ You may want to guess first and then check your work by doing the math out before trying to explain why.]