a) Suppose you have borrowed Rs 10,00,000 from your employer for 3 years at 9% rate of interest to buy a car. If your employer requires you to pay back in 3 equal end of year instalments, prepare the loan amortisation schedule. b) Assume to finance your post graduate studies in an executive weekend programme, you undertake a part time job for 5 years. Your employer fixes your annual salary at Rs 10,00,000 with a provision that you will get an annual increment of 10%. If you will save it all and be able to make your investment grow @ 12% p.a., calculate the present value of your salary? What amount will be able to accumulate by the end of 5th year?