A Swiss sporting goods company borrows in yen in the Eurocredit market at a rate of 4.85 percent from Bank of America using a three-month rollover loan. Bank of America assigns a default risk premium of 2.06 percent on the loan, and the country risk is an additional 0.76 percent. The bank can borrow funds in the Euromarket at the three-month LIBOR rate of 0.44 percent. What is Bank of Americas gross profit margin on this loan? (Round answer to 1 decimal places, e.g. 15.2.)