A taxpayer contributed $3,000 (in after-tax dollars) to a nondeductible IRA this year, and invested these funds in a 10year certificate of deposit bearing interest at 5%, compounded annually. The taxpayer intends to withdraw the balance of this account in exactly 10 years. The marginal tax rate this year is 30% and will be 25% upon withdrawal. How much cash will the taxpayer have upon withdrawal after paying any associated income taxes (within $10 for rounding)? $4,335 $4,415 $4,887 $5,236