A taxpayer must decide between investing $500,000 in a money market or SPDA that will mature in 10 years. Both investments will yield 6% per year. Taxpayer is at a 40% tax rate. What is the after tax accumulation at the end of the 10 years for both investments? Without doing any additional calculations, how would you expect your answer to change, if you expected the tax rate to increase to 50% in 8 years. ? Explain.