A ten year loan of 10,000 at 8% annual effective can be repaid using any of the 4 following methods:

(I) Amortization method, with annual payments at the end of each year.

(II) Repay the principal at the end of ten years while paying the 8% annual effective interest on the loan at the end of each year. In addition, make equal annual deposits at the end of each year into a sinking fund earning 6% annual effective so that the sinking fund accumulates to 10,000 at the end of the 10th year.

(III) Same as (II), except the sinking fund earns 8% annual effective.

(IV) Same as (II), except the sinking fund earns 12% annual effective.

Rank the annual payment amounts of each method.