A Third-Party Administrator (TPA) is a company that will:

Assume all the risks of workers' compensation liability of another employer.

Sell workers' compensation insurance.

Handle the processing of claims for an employer.

None of the above.

9 Self-insurance differs from commercial workers' compensation insurance in the following way:

The employer does not have to pay all of the wage-loss and medical benefits that a commercial insurance company must pay.

The variability of the cost is assumed by the employer.

It is always cheaper to self-insure.

Self-insured employers are exempt from state workers' compensation regulations.

10 Employers who terminate employees for filing workers' compensation claims:

Can do so if the employee is unable to work during rehab.

Can reduce their costs.

Can be held legally liable for retaliation.

All of the above.