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A tornado went through Wichita Falls, Texas in April. Insured John Pruitt has an HO - B policy. He waits until January to file a

A tornado went through Wichita Falls, Texas in April. Insured John Pruitt has an HO-B policy. He waits until January to file a claim for the roof that was ripped off his house. Mr.
Pruitt states that he simply didnt have time to get around to it. Water damage is prevalent throughout the Interior of his home drywall falling off the ceiling, mold everywhere.
A case could be made that the duties of the insured outlined in the _____________________ provision of his policy were not adhered to.
extension
exception
exculpatory
conditions

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