A Treasury bond due in one year has a yield of $5\mathrm{.}7\%$; a Treasury bond due in $5$ years has a yield of$6\mathrm{.}2\%.$ A bond issued by Ford due in $5$ years has a yield of $7\mathrm{.}5\%$; a bond issued by Shell Oil due in one year has a yield of $6\mathrm{.}5\%.$ The default risk premiums on the bonds issued by Shell and Ford, respectively, are