a two-bedroomed semi-detached house in Sunderland. He works en he bought the house in October 2019 the mortgage broker nterest-only mortgages. He decided to use his savings as a rtgage which, by October 2021, had an outstanding balance of rice in 2019 was E166,000 and the market value of his house has et monthly income of E2,200 and his expenditure has averaged ears. In October 2021 a loan to conduct an initial refurbishment m E3,000 to E1,500, but his current account balance has dropped his current account of E1,000. Meanwhile, his savings account 2,000 on a credit card. The rest of his balance sheet has not would like to take his 8-year-old daughter on holiday abroad. nd financial ratios in October 2019. ance sheet - October 2019 October 2019 (E) 168,100 2,100 100 1,000 1,000 0 166,000 66,000 141,500 1,000 1,000 140,500 3,000 137,500 26,600 2.1 34.18 in Table 1, complete Richard's balance sheet for October 2021