A typical arrangement to create a new policy for the charity might include any of the following EXCEPT 1. The death benefit on the policy is payable half to the charity and half to the donor's child 2. The donor makes gifts to the charity which the charity can use to make premium payments 3. The donor makes payments to the insurance company to pay the premiums on the policy owned by the charity 4. The donor creates a new policy owned by the charity 5. The death benefit on the policy is payable to the charity