A US Treasury bond has a face value of $10,000 and two years to maturity. It has a coupon rate of 3.50% per year and coupons are paid semi-annually. According to the Treasury yield curve, the current market rate for equivalent maturities is 2.20%. What is the bond's price today? Use the bond pricing formula (discounting of cash flows) AND the PVA formula. Is this bond priced at a premium, at a discount, or at par? Why? Show all your work.