A used car that currently costs $$25,000$ will have a market value of $$8,000$ in four years. As a student, you cannot afford to pay $$25,000,$ but you want to have a car while you are going to university for the next four years. Your father agrees to lend you $$25,000$ on the condition that you pay him $$300$ at the end of every month for the next four years and $$25,000$ at the end of the four years. The car dealer provides financing facilities, and you are qualified to get a lease for which you will have to make monthly, end$-$of$-$month payments of $$650$ for $48$ months. Which option will leave you better off, assuming your opportunity cost is $6$ percent?