a) Using examples as appropriate explain the main areas of debate in the area of Microfinance. (5 Marks) b) Explain whether Microfinance has been effective as a tool for poverty reduction using examples from an environment in which you are familiar. (5 Marks) c) What are some of the challenges of building sustainable commercial Microfinance systems in a country with which you are familiar? Discuss using examples (6 Marks). d) Relying on examples from your country explain the main principles of Microfinance (4 Marks).