(a) What is/ are the goal and three pillars of the Basel III Accord? (10 marks) (b) National Bank has the following balance sheet (in millions) and has no off-balance-sheet activities. Figures contained in the parenthesis represent the risk weights. Assets Cash (0) Treasury bills_(0) Residential mortgages (0.5) $20 40 600 Liabilities and Equity Deposits Subordinated debentures Common stock Retained earnings Total liabilities and equity $980- 254 45 40- $1.0904 Business loans Total assets 430 $1.090 (1) What is the Common Equity Tier 1 risk-based ratio? (11) What is the Tier I risk-based capital ratio? (111) What is the total risk-based capital ratio? (iv) What is the leverage ratio? (v) In what capital risk category would the bank be placed? (2 mark) (2 mark) (2 mark) (2 mark) (2 mark)