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a- What is the weighted average duration of United Banks asset portfolio and liability portfolio? b- What is the leverage-adjusted duration gap? Asset and Liability

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a- What is the weighted average duration of United Banks asset portfolio and liability portfolio?

b- What is the leverage-adjusted duration gap?

Asset and Liability Items Avg. Duration(yrs) $ Amount Investment Grade Bonds Commercial Loans Consumer Loans 15.00 3.00 6.00 $75.00 $500.00 $350.00 Deposits Non-deposit Borrowings 2.10 0.35 $450.00 $250.00

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