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A whole life policy has an accumulated cash value of $35,000 and a face value of $80,000. Upon death of the insured the beneficiary would

A whole life policy has an accumulated cash value of $35,000 and a face value of $80,000. Upon death of the insured the beneficiary would recieve:

1. $35,000

2. $80,000

3. None of the options

4. $45,000

5. $115,000

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