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A will is written grating a property to a life tenant, then to a remianderman. Without the consent of the remainderman, a life tenant defaults

A will is written grating a property to a life tenant, then to a remianderman. Without the consent of the remainderman, a life tenant defaults on their first mortgage then takes out a second mortgage. The life tenant passes away. What happens to the default with regards to the remainderman? Is the remainderman held liable even though they had no knowledge of the default? Thank you

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