a) You and your family have had a rough couple of years and are ready for a break. You feel you REALLY need a vacation. However, you haven't been able to save much over the past couple of years, so you are looking at vacation loan options. These are personal loans, sometimes cven available when you book your trip. You don't have $6000 you need for the trip available on your credit card, so you decide to go for the vacation loan. Your credit score isn't horrible, but it isn't great either. The best deal you can get is to pay a 5.5% "origination fee" for the loan, which means that you are financing $6,330 but will only receive $6,000 for the trip. You set up a payment plan to pay this $6,330 loan off over 4 years, with monthly payments. The best interest rate that was offered to you was 15% (APR). How much are your monthly payments and how much in total are you really paying for this trip now? (I'm just looking for the sum of the payments made.) Up to 1 point for each