A young graduate is planning on buying a new car in two years. The car the young graduate wants is a BMW 3-Series that will cost $47,438.00 in two years. To pay for the car, the graduate will invest money each month in a money market fund (first investment is TODAY). The fund will pay 4.56% annually with monthly compounding. The other source of funding for the car will come from a bank loan that the graduate will take out from the local bank the day he purchases the car. The graduate believes he can get a 60-month bank loan at a rate of 6.00% APR, and monthly payments of $435.00. To buy the BMW, what monthly contributions must he make to the money market fund for the next 2 years?