=a(1+r)' or y = a(1r)'. State the growth or decay rate, and 28. y = a(4)/6 30 y =a(1+4) grow y = a(0.25)//9 4-a -o decay 32. y = a()/22 34. y = a() T 36. REASONING You deposit $2200 into each of three separate bank accounts that pay 3% annual interest. Interest is compounded quarterly in Account 1, monthly in Account 2, and daily in Account 3. How much interest does each account earn after 6 years?