ab X, X AD A E AB 1 Normal CU ABC AaBbcc Add No Spac... Heading 1 Heading 2 Title = Replace ho Select Font Paragraph Styles Editing 5 C's of Credit Used to Approval Decline Home Mortgage Loans Fill in the missing information or circle your answers: 5C Definition How Measured 1. Character to repay report & score to repay d flow and to income ratio Conventional debt to income (D/Y) ratio guidelines are (fill in/circle your answers): PITI ratio % of (gross, net) income Total debt service ratio of (gross, net) income or Net Worth minus L = other potential r sources and borrowers level of 1 FMV of pledged collateral to calculate LTV (L to Value) = loan amount (divided, multiplied) by the market value of the pledged collateral and business General e Job and i conditions conditions What are the primary, secondary, and third repayment sources? Primary Secondary Third Focus II - E A EST AaBbccI AaBbcc AaBb Cc Aabb 1 Normal 1 No Spac... Heading 1 Headi Paragraph Styles . ..1 . .2... 3.. 5 .6 . 5 C's of Credit Used to Approval/Decline Home Mortgage Loans Fill in the missing information or circle your answers: 5 C's Definition How Measured 1. Character W 1 to repay report & score to repay flow and to income ratio d Conventional debt to income (D/Y) ratio guidelines are (fill in/circle your answers): PITI ratio % of (gross, net) income Total debt service ratio of (gross, net) income w or Net Worth minus = other potential r sources and borrowers . to repay flow and to income ratio Conventional debt to income (D/Y) ratio guidelines are (fill in/circle your answers): 1 PITI ratio % of (gross, net) income Total debt service ratio of (gross, net) income or Net Worth minus L = other potential r sources and borrowers level of 1 FMV of pledged collateral to calculate LTV (L to Value) = loan amount (divided, multiplied) by the market value of the pledged collateral and business General e Job and i conditions conditions What are the primary, secondary, and third repayment sources? Primary Secondary Third D Focus EP ab X, X AD A E AB 1 Normal CU ABC AaBbcc Add No Spac... Heading 1 Heading 2 Title = Replace ho Select Font Paragraph Styles Editing 5 C's of Credit Used to Approval Decline Home Mortgage Loans Fill in the missing information or circle your answers: 5C Definition How Measured 1. Character to repay report & score to repay d flow and to income ratio Conventional debt to income (D/Y) ratio guidelines are (fill in/circle your answers): PITI ratio % of (gross, net) income Total debt service ratio of (gross, net) income or Net Worth minus L = other potential r sources and borrowers level of 1 FMV of pledged collateral to calculate LTV (L to Value) = loan amount (divided, multiplied) by the market value of the pledged collateral and business General e Job and i conditions conditions What are the primary, secondary, and third repayment sources? Primary Secondary Third Focus II - E A EST AaBbccI AaBbcc AaBb Cc Aabb 1 Normal 1 No Spac... Heading 1 Headi Paragraph Styles . ..1 . .2... 3.. 5 .6 . 5 C's of Credit Used to Approval/Decline Home Mortgage Loans Fill in the missing information or circle your answers: 5 C's Definition How Measured 1. Character W 1 to repay report & score to repay flow and to income ratio d Conventional debt to income (D/Y) ratio guidelines are (fill in/circle your answers): PITI ratio % of (gross, net) income Total debt service ratio of (gross, net) income w or Net Worth minus = other potential r sources and borrowers . to repay flow and to income ratio Conventional debt to income (D/Y) ratio guidelines are (fill in/circle your answers): 1 PITI ratio % of (gross, net) income Total debt service ratio of (gross, net) income or Net Worth minus L = other potential r sources and borrowers level of 1 FMV of pledged collateral to calculate LTV (L to Value) = loan amount (divided, multiplied) by the market value of the pledged collateral and business General e Job and i conditions conditions What are the primary, secondary, and third repayment sources? Primary Secondary Third D Focus EP