ABC Bank Finds that its current deposits and non-deposits liabilities break down as follows Hot money AUD 25m Vulnerable funds AUD 18m Stable/core funds AUD 120m ABC Bankss manager wants to keep a 95% reserve behind its hot money deposits (less the 2% legal reserve requirement imposed by the Reserve Bank behind many of these deposits) and non-deposit liabilities. A 25% liquidity reserve in back of its vulnerable deposits and other borrowings (less required reserves), and a 20% liquidity reserve behind its core deposits and non-deposits funds (less required reserve). ABC Banks total loans are AUD 150m but recently have been as high as AUD 160m, with a trend growth rate of 10% per annum. The bank aim to be ready at all times to honour customers demand for all loans that fulfil its quality standards. Calculate the banks total liquidity requirement.

A. 68.68

B. 78.68

C. 77.21

D. 67.63