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ABC bank wants to strengthen the security of its online bill-pay features. Therefore, it decides that in addition to a password, users must also correctly

ABC bank wants to strengthen the security of its online bill-pay features. Therefore, it decides that in addition to a password, users must also correctly enter a 6-digit number sent to their smartphone. This is an example of a process referred to as (select one answer)

Three-factor authentication

None of the provided answers are correct

multifactor authentication

multimodal authentication

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