Abdul works as a freelancer. He wants to start his own business, but he does not have the required funding.

To meet the working capital for his business, he takes a short$-$term loan from a bank. The bank agrees to

provide his funding up to $$65,000,$ as and when he needs it$.$ However, he can repay the amount

immediately or over a pre$-$specified period of time. Which of the following short$-$term financing sources

does Abdul utilize to fund his business in the given scenario?

Line of credit

Trade credit

Commercial paper

Factoring