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Abigail's calculations show that the total interest owed to Sanjeev on her $ 3 , 7 0 0 loan is $ 1 7 7 .

Abigail's calculations show that the total interest owed to Sanjeev on her $3,700 loan is $177.60. If she paid simple interest at the rate of 0.4% per month, for how long did Abigail borrow the money? Note: Please make sure your final answer(s) are rounded up to the next whole month.

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