Accidential and sickness

Varinder's children purchased a long-term care policy for her some time ago. Varinder, now in her early 80s, was recently in a car accident and lost her license as a result, they note that she has trouble sending e-mails. Her kids contact you, their insurance agent, to ask about the possibility of starting to collect benefits under her long-term care policy. You inform them that: They will only be able to collect benefits once Varinder has expenses related to care received in a long-term care facility. B While certain conditions will be covered under her LTC policy, an inability to drive and send e-mails will not result in a benefit being paid. A medical professional would have to diagnose a cognitive impairment for benefits to be paid D She will be able to receive benefits, but only after the waiting period on her policy has passed