According to a recent survey by the Credit Counselling and Debt Management Agency (AKPK), more than 50% of Malaysians may not be financially ready for retirement (FMT News, 2017).

Preparing for retirement is never easy. It involves several moving parts such as the need to implement a savings program, create a diversified investment portfolio, and estimate ones expenditure for the future. Investment strategies are the game plan for your portfolio. Use the one that is right for you will significantly increase your chances of success.

1. Discuss the statement of A young client who is funding for retirement should use short-term investments.
2. Discuss FOUR (4) investment strategies that an investor may use.
3. Ant Finance is willing to lend RM100,000 for 4 years at a 12% rate of interest, with the loan to be paid in equal semi-annual payments. Calculate the loan payment that has to be made at the end of each 6 months.

Need help for a,b,c