According to an excerpt from the Nedbank Group Economic Unit, "The Monetary Policy Committee (MPC) left interest rates unchanged at its first meeting of 2024, leaving the repo and prime lending rates at 8.25% and 11.75%, respectively. The decision was unanimous for the second meeting in a row, suggesting that all members are confident that interest rates are restrictive enough." (a) Explain the implication of such action by the MPC on savings and investments