According to Bank 4.0, what is speculated to happen in China's financial ecosystem by 2018? Question 78 options: 1) Mobile payments will overtake the rest of the world's credit and debit card transactions. 2) Consumers will no longer use banks, instead hoarding physical cash in their homes. 3) Uber will launch a private subsection for the Chinese government. 4) Facebook e-commerce will gain massive traction. 5) Credit cards will overtake debit cards in popularity