According to Chapter 6 in Bank 4.0 (FinTech or TechFin - Friend or Foe), how can banks ensure their compliance departments support, rather than inhibit, collaborations with FinTechs? 1) Strictly enforce all existing regulations. 2) Complete all required legal paperwork before starting partnerships. 3) Give FinTechs space to develop innovative solutions with less oversight. 4) Prohibit any partnerships with non-compliant FinTechs