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According to Chapter 9 (Adapt or Die) in Bank 4.0, why does the author criticize HSBC's leadership as an example? Question 9 options: 1) Lack

According to Chapter 9 (Adapt or Die) in Bank 4.0, why does the author criticize HSBC's leadership as an example? Question 9 options: 1) Lack of senior digital leaders with tech background. 2) Too much power concentrated at the top. 3) No clear digital transformation strategy. 4) Resistance to partnerships with startups

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