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According to Chapter 9 (Adapt or Die) in Bank 4.0, what does the author say bank executives often misunderstand about digital transformation? Question 7 options:

According to Chapter 9 (Adapt or Die) in Bank 4.0, what does the author say bank executives often misunderstand about digital transformation? Question 7 options: 1) It requires new skills and leaders, not just technology. 2) The focus should be on improving online banking. 3) Big Tech firms are the main competitive threat. 4) It needs a dedicated innovation team

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