according to net income of 2018-2109 of BMO and RBC. what happened with given points and what are solutions for that? like earning problems, dcrease cash flow

A A A E. V. A 2-A-EEEEE ti A Shape Fil- Sape Outline Shapes Arrange Quick Styles Shape Effects Drawing Find Replace Select- Dictate Edting Voice ont Paragraph Red Flags in Financial Statement Analysis Earnings problems Decreased cash flow Too much debt Inability to collect receivables Buildup of inventories Trends of sales, inventory and receivables Pears Notes e 818 p Edo o hp A A A E. V. A 2-A-EEEEE ti A Shape Fil- Sape Outline Shapes Arrange Quick Styles Shape Effects Drawing Find Replace Select- Dictate Edting Voice ont Paragraph Red Flags in Financial Statement Analysis Earnings problems Decreased cash flow Too much debt Inability to collect receivables Buildup of inventories Trends of sales, inventory and receivables Pears Notes e 818 p Edo o hp