According to reading materials, which of the following is false? OA. A codicil is an attachment to a will that alters or amends a portion of the will. OB. A buyback plan is a plan that allows investors to buy shares of stock directly from the company. O C. Controlling debt is a challenge but spending less than you earn, budgeting, and knowing the costs of debt are key deterrents against unneces D. High-yield bonds (also known as junk bonds) are corporate bonds that are issued by organizations that do not qualify for "investment-grade" O E. Both B and D