According to the 200 % SDA model, which of the following statements is NOT TRUE? Question 5 The formula for SDA is the following: if t 30 if 30 ts60 factor x (0.6 % - 0.0095 %(t-60)) if 60 120 factor x 0.03 % Conversion formula: MDR = 1 -(1 -CDR/12 A. In month 35 the CDR is 1.2% B. In month 1 the MDR is 0.003339% C. In month 60 the CDR 1.2% D. In month 130 the CDR 0.06% E. For a fixed rate, fully amortizing mortgage with annual payments and the beginning balance of $700,000, this model predicts $8,400 in defaults in year 4