According to the Business Practices and Consumer Protection Act (BPCPA), which of the following statements about annual percentage rate (APR) disclosure is TRUE? The BPCPA requires that mortgage brokers and lenders disclose the APR to individuals borrowing for family, household, or personal purposes. The only measure of the trust cost of the borrowing is the BPCPA's APR disclosure requirement. The BPCPA's APR is equal to the contractual interest rate plus interest finance charges. The BPCPA requires that certain mortgage contracts specify the interest rate as compounded annually or semi-annually